CD Specials
3.00% APY* for 10 months
3.25% APY* for 29 months
*Annual Percentage Rate effective November 3, 2008. $5,000 minimum deposit. Penalty for early withdrawal. Limited time offer.
A $20,000 10-Year Fixed Rate
Home Equity Loan for
$191.06* Per Month!
We want to provide you some certainty in an economically uncertain time. Consolidate your bills or refinance your current loan at a locked-in rate! Our Bankers will help you find the right loan for your needs, budget and situation.
*Payment of $191.06 based on a $20,000 Home Equity Balloon Loan with 15-year amortization with an annual percentage rate of 7.99% effective 10/10/08. Customer to pay $191.06 per month for 119 months with $9,614.71 due the 120th month. The $9,614.71 balloon payment may be reviewed for refinance at rates in effect at time of maturity. Maximum combined loan to value amount is 80% or below. Rate assumes a relationship with Town & Country Bank which includes a deposit account with Direct Deposit or Auto Pay. Loan subject to approval. This offer not available for investment properties; property must be owner occupied. Limited time offer. Call a Relationship Banker for additional details.
A Home Equity Line of Credit
3.99% APR*
for the first 6 months. Then the rate will be Prime Rate minus 0.01%
*Annual Percentage Rate. The APR assumes you have a Town & Country Bank checking account with Auto Pay. The APR also assumes a minimum line amount of $10,000 with maximum loan to value of 90%. Different APRs apply to line amounts less than $10,000 and loan to values over 90%. No application fee. $99 closing fee. $199 early termination fee if closed within 24 months. $20 annual fee. Minimum monthly payments are interest only. EXAMPLE: Current Prime Rate = 5.00% as of 6/25/08. After 6 months the APR may be 4.99% (not to fall below 4.50%). Limited time offer. Other restrictions may apply. Offer not available for investment properties. Call a Relationship Banker today.
WE ALSO HAVE FIXED RATE LOANS TOO!
